Buying your first home is a big step and there are important things to think about. Here are some simple things to consider:
1. **Budget:** Know how much you can afford. Calculate your monthly expenses and see how much you can comfortably spend on a mortgage payment.
2. **Down Payment:** You'll need money upfront as a down payment. Bigger down payments can mean lower monthly payments.
3. **Location:** Think about where you want to live. Consider the distance to work, family, and things you like to do.
4. **Type of Home:** Decide what type of home you want – like a house, condo, or townhouse. Each has its own pros and cons.
5. **Size:** How many bedrooms and bathrooms do you need? Think about how much space you'll want now and in the future.
6. **Condition:** Check the condition of the home. Look for repairs or renovations that might be needed.
7. **Loan Options:** Research different types of loans and interest rates. Pick the one that fits your financial situation.
8. **Hidden Costs:** Remember there are more costs than just the mortgage. Think about property taxes, insurance, and maintenance.
9. **Future Resale:** Even if it's your first home, think about its resale value in case you decide to move later.
10. **Neighborhood:** Research the neighborhood's safety, schools, and amenities. A good neighborhood can make a big difference.
11. **Paperwork:** Be ready for a lot of paperwork. Understand what you're signing and don't be afraid to ask questions.
12. **Emotions:** It's easy to get attached to a home, but try to stay practical and consider if it meets your needs.
13. **Future Plans:** Think about your future plans. Will this home still suit you in a few years?
Remember, take your time and don't rush into a decision. Buying a home is a big deal, so make sure it's the right fit for you and your future.
We can be your guide when you're buying your first home. Here's how we can make the process easier:
**1. Finding the Right Home:** We know the housing market like the back of ours hands. We listen to what you want in a home and show you houses that match your wishes and budget. This saves you tons of time compared to searching on your own.
**2. Explaining Stuff:** Home-buying can be like learning a new language with all the weird terms and paperwork. We translate it into plain English. We help you understand everything, from the price negotiations to the contracts.
**3. Navigating the Process:** Buying a home involves a lot of steps, like inspections, appraisals, and dealing with lenders. We guide you through each one, making sure you don't miss anything important.
**4. Negotiating Skills:** When it's time to make an offer, we know how to negotiate to get you a fair deal. We can help you avoid overpaying and make sure you don't miss out on a good deal either.
**5. Peace of Mind:** Having a trusted professional by your side can reduce stress. We handle the nitty-gritty details, so you can focus on the exciting part – moving into your new home!
In short, we work like your house-hunting guru, helping you find, buy, and settle into your dream home without the headaches.
Contact us today to get started!
REVIEWS
Cristina was truly a joy to work with! We were selling our Austin home from across the country and Cristina was incredibly helpful in connecting with contractors, attending appointments, and so much more regarding anything that needed to be done so we could get the best return on our investment. She provided guidance and was very clear and knowledgeable about all of our options throughout the selling process. She maintained excellent communication so we were never left wondering about repairs, open houses/showings, or buyer interest. I HIGHLY recommend her to anyone looking to buy or sell a home in Texas. Without Cristina we would have been stressed out with the whole process and our house may still be in the market instead of under contract within two weeks of listing! We are so glad friends referred us to Cristina and we will happily do the same for loved ones in the future!
Rachel Tamer
A year before we met Cristina, my wife and I had had an awful experience with a realtor who was terrible at communication, wanted us to spend money on unnecessary cosmetic upgrades, and ultimately resulted in us needing to find rental tenants instead of selling our house. A year later we found Cristina and the difference was night and day. She is fantastic at communication and straightforward with what she thinks and what will be best for the customer. She made sure we knew our options, what home upgrades would actually move the needle for a sale, and advocated for us when low-ball offers came in. I highly recommend her to any home seller who has an opportunity to work with her.
Benjamin Murguia
